HBA Insurance

HBA Insurance is a well established insurance company in Australia associated with the Bupa Group alongside MBF. It has been operating for over 70 years now. It was only in 1990 when HBA Insurance separated itself from the Bupa Group. As a whole, HBA Insurance provides quality health coverage, travel insurance, home insurance and car insurance. However, HBA Insurance is known primarily for its health coverage. HBA Insurance has grown tremendously over the years, now reaching over a million people in Australia alone.

Levels of HBA Insurance

HBA Insurance is able to customise itsproducts and services towards a specific need. It has tailor fitted policies for singles, couples, single parents, families and overseas workers. There are also three levels of insurance that one can select: top level of cover, medium level of cover, and basic level of cover. The highest level of insurance provided by HBA Insurance is the top level of cover. This gives a comprehensive hospital cover with no exclusions on treatments and a broader range of extra services. Medium level of cover is a HBA Insurance product that provides a good level of private health cover. It mainly covers services that you will most likely need. HBA Insurance targets this type of insurance towards families. Basic level of cover offers the most basic protection. This is the best option for price-conscious people.

The benefits of having HBA Insurance

Hospital cover is one of the benefits of HBA Insurance. It is your access to a private health center that allows you to select the hospital and doctor or specialist of your choice. This policy covers you for in-hospital expenses such as overnight and same day accommodation, operating theatre, intensive care and labor ward fee, supplied pharmaceuticals covered by the Pharmaceutical Benefit Scheme and provided as part of your in-hospital treatment, allied services such as physiotherapy, occupational therapy and dietetics, and surgically implanted No Gap Government recognised prostheses.